A group puts in a fixed amount each round, and one member collects the pot — turn by turn until everyone has. Turnwyse keeps the whole thing on one shared record that every member sees.
🔒 We never touch your money. It's a record, not a wallet.
Savings circles have run on trust for centuries — and on a single coordinator's notebook. Who paid? Whose turn is next? Was the order changed? Members usually can't see, so the whole thing rests on faith in one person.
Turnwyse replaces faith with a record everyone holds at the same time.
Add your members, set the contribution and how often it's collected — weekly, monthly, your call.
Fixed, a random draw, or by bid. However you decide, every member can see the rotation in full.
Each round one member collects the pot. Every contribution and payout is logged for the whole group.
Everyone sees the same record, updated the moment something changes. No private book, no "trust me."
A member marks a payment, the coordinator confirms it. Nothing is recorded — or quietly changed — alone.
See exactly whose turn it is and who has already collected. The order can't be reshuffled in the dark.
A record, not a wallet. No funds held, no fees skimmed, nothing for anyone to run off with.
Numbers only — no currency symbol. Works for any group, in any country, in any amount they agree.
Everyone knows when their contribution is due and when payout day lands. No chasing on WhatsApp.
Whatever your group calls it, the mechanics are the same the world over. Turnwyse just brings them into the light.
The free app is the whole ledger, forever, on your phone. Pro is the same circle living on every member's phone at once.
No. Turnwyse is tracking only — a shared record of who has paid and whose turn it is to collect. Contributions move between members exactly as they always have. There's no wallet, no escrow, and nothing for anyone to abscond with.
A small group agrees to contribute a fixed amount each round. Each round, the whole pot goes to one member, rotating until everyone has collected once. It's a simple, time-tested way to save and access a lump sum without a bank.
That's exactly what this prevents. Every contribution needs two-sided confirmation, the rotation order is visible to all, and every action is timestamped in an activity log that the whole circle can see.
The free app runs one circle, with unlimited members, on the keeper's phone. Running several at once comes with Pro.
Everyone pays. Everyone collects. Everyone sees. Start a circle in minutes — no money leaves your hands.
Start a free circle